ABOUT US

We are licensed and bonded public adjusters serving New Jersey and South Carolina. As licensed public adjusters for the insured, our staff is knowledgeable about your specific policy, proficient in loss analysis, and experts in maximizing the recovery for you, the policyholder. Most people who have an insurance claim have no idea how to prepare and adjust it. Policyholders rely on their company staff adjuster to adjust the insurance claim. What the policyholder must understand is the company staff adjuster's job is to make company inspired settlements. Lacovara Public Adjusters will level the playing field.

Insurance Company staff adjusters may cut corners in order to save their company money. We look out for the policyholders interest. Knowledge is leverage, know your rights!

Lacovara Public Adjusters has been in business since 1993!

Why Choose Lacovara Public Adjusters in New Jersey & South Carolina?

At Lacovara Public Adjusters, we’ve been advocating for New Jersey homeowners since 1991 — that’s over 30 years of experience guiding families through some of their most difficult times. When disaster strikes, navigating an insurance claim can be overwhelming. That’s where we come in. Our mission is to lift that burden off your shoulders and fight to ensure you receive the maximum settlement you’re entitled to.

We’re not just adjusters — we’re your trusted advocates. Our team brings deep knowledge of insurance policies, building damage, and claim negotiations to the table. We work directly with your insurance company so you don’t have to, making sure every detail is properly documented, every dollar is accounted for, and your claim is handled with urgency and care.

What sets us apart is our personal approach. To us, you’re not just a claim number. You’re a homeowner with real concerns and real needs. That’s why we treat every claim as if it were our own home at stake — with dedication, transparency, and consistent communication from start to finish.

Whether your property was damaged by fire loss, water damage, or another disaster, we’ll be by your side every step of the way. At Lacovara Public Adjusters, your peace of mind and your financial recovery are our top priorities.

Let our decades of experience work for you — because you deserve someone in your corner.

Call us for a free consultation! 609-487-1717

Services 

The period immediately following a loss is a difficult and stressful time for individuals and businesses requiring many decisions. Most policyholders are unaware that the burden of proof is on them to prepare and present their claim. Lacovara Public Adjusters will take those major headaches away and let you get back to "life as normal" or "business as usual."

 A typical insurance policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss. We know the insurance business and are familiar with all procedures so Lacovara Public Adjusters can work quickly to expedite payments.

Click below to see our process.

Testimonials