Our Locations
Proudly serving all cities in Atlantic County, Cape May County, Ocean County, Burlington County, Camden County, Gloucester, Cumberland County & Monmouth County
- Absecon
- Atlantic City
- Brigantine
- Buena
- Egg Harbor City
- Egg Harbor Township
- Galloway
- Hamilton Township
- Hammonton
- Linwood
- Longport
- Margate
- Mullica
- Northfield
- Pleasantville
- Somerspoint
- Ventnor
- Avalon
- Cape May
- Dennis Township
- Lower Township
- Middle Township
- Ocean City
- Sea Isle
- Stone Harbor
- Upper Township
- Wildwood
- Woodbine
- Wildwood Crest
- Toms River Township
- Brick Township
- Manchester Township
- Berkeley Township
- Jackson Township
- Barnegat Township
- Little Egg Harbor Township
- Point Pleasant
- Long Beach Township
- Ocean Township
- Beachwood
- Seaside Heights
- Lavallette
- Beach Haven
- Surf City
- Ship Bottom
Testimonials
Posted on Google Donna WoloshinTrustindex verifies that the original source of the review is Google. We hired Lacovara Public Adjusters after have a substantial flood in our basement . A pipe in a crawl space unfroze and caused damaged not only in the basement but in addition ,to the First floor.. Having never using a Public Adjusters.. this was the Best Decision.. we made lemonade out of Lemons.. ( so to speak) I had a bad feeling after my initial phone call to my own insurance carrier .. there was substantial damage and so wanted the house to be just as beautiful after the flood ,as before it happened! Matt Lacovara handled it all.. continuing correspondence with our Insurance carrier.. and we were able to replace the damaged items with more beautiful selections.. At first I was skeptical but they earned every dollar! My thanks to Matt & the whole team! We were extremely pleased!Posted on Google Cara SpinosaTrustindex verifies that the original source of the review is Google. You need Matt in your corner! He’s knowledgeable, puts your mind at ease in a time of concern, and follows through. We started out with zero confidence after contacting multiple public adjusters who blew us off; that was until we contacted Matt. I wish we found and called him sooner. We appreciated all his hard work. Don’t hesitate to contact Matt!Posted on Google Jon MannTrustindex verifies that the original source of the review is Google. Lacovara Public Adjusters was incredibly responsive and helped me navigate my storm-damage claim during a very stressful time. I worked with Matt, who went above and beyond to make sure I understood every step of the process. He spent a great deal of time with me over many phone calls, patiently answering my questions, explaining the details, and making sure I never felt rushed or confused. Matt also dedicated significant time to helping me organize and document the personal property that was affected by the storm. His patience, attention to detail, and willingness to be available whenever I needed assistance made a difficult situation much easier to manage. I truly appreciated the time and personal attention he gave me, and I highly recommend Matt and the team at Lacovara Public Adjusters.Posted on Google Lauren HartiganTrustindex verifies that the original source of the review is Google. Matthew was very knowledgeable and helpful! He knows the business well and it shows. It was very refreshing working with him after calling multiple adjusters from whom we could barely get a call back. He is a great communicator and works efficiently and thoroughly.Posted on Google Demetri KarnessisTrustindex verifies that the original source of the review is Google. Matt was great to work with throughout the process. He was professional, responsive, and easy to communicate with every step of the way. He handled everything efficiently and made sure questions were answered clearly and promptly. What I appreciated most was that he was fair, knowledgeable, and stayed on top of the details without making the process feel overwhelming. Overall, a very positive experience, and I’d definitely recommend working with him.Posted on Google patrick hallTrustindex verifies that the original source of the review is Google. My shore home suffered water significant water damage on all three floors during a small remodeling job. My wife and I were distraught. It was recommended that we contact Lacovera Public Adjusters. I am fortunate that we did. The damage was extensive and Matt carefully explained the process of filing an insurance claim and what would be required on my end to expedite the process. While the entire process was emotionally draining, Matt explained each step and reassured us that we would be made whole. The claim approval, hiring a contractor and extensive repairs took one year. Matt ensured that everything damaged was replaced and we finished the reconstruction within the negotiated budget. I can't thank Lacovera Public Adjusters enough. I highly recommend them.Posted on Google Rob LancasterTrustindex verifies that the original source of the review is Google. Lacovara is a very professional team that made the process very simple!!Posted on Google Nick KollmanTrustindex verifies that the original source of the review is Google. Matt was great, he came out right away and had crews out the next day to remove the water damage. He got us what we needed to get our house back together. I highly recommend Lacovara!!Posted on Google Clark KrimmerTrustindex verifies that the original source of the review is Google. I hired Lacovara public adjusters after I suffered an insurance loss. My homes plumbing pipes froze and burst and there was a lot of water damage. I hired this public adjusting company to get me a fair settlement and indeed they did. I definitely would hire them again.
Our Step-by-Step Claims Process
Navigating an insurance claim doesn’t have to be overwhelming. Here’s how we guide you through each phase — from day one to getting paid.
- 01. Initial Visit & Document Review
We begin with a face-to-face consultation to explain how we work, what you can expect, and how we’ll manage your claim. During this visit, we gather key documents such as your declarations page, prior estimates, plumbing reports, or anything else relevant to your loss.
- 02. Insurance Company Contract
Once we’ve signed a contract to represent you, we immediately notify the insurance company. We’ll request a full copy of your policy, schedule an inspection, and—if applicable—ask for an advance payment to cover immediate needs.
- 03. Inspection & Estimate Presentation
- 04. Follow-Up & Communication
- 05. Insurance Estimate Received
Once the insurance company provides their estimate, we review it carefully. If it aligns with our numbers, we move forward. If not, we push back — negotiating for the coverage you deserve. Every claim is different, and we tailor our strategy to fit the situation.
- 06. Settlement & Payment
As soon as a settlement is reached, we work quickly to get your check in hand. Our job isn’t done until you’re paid — and we make sure it happens fast.
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Contact Info
Our Location
5215 Wellington Avenue #400 Ventnor City, NJ, 08406
